Card providers
Card processor comparison: Helcim, Stripe, Square, PayPal & Clover
Fees, payouts, Apple Pay, Tap to Pay, and which processors connect inside Loafaly. Helcim Interchange+ is Core+; Stripe and Square work on every plan.
Prices as of August 2026. Verify on the processor’s site before you switch.
| Processor | In Loafaly | Loafaly plan | Where it works | Monthly fee | Online / keyed | In person | Apple Pay | Google Pay | Tap to Pay in Loafaly | Payout | Notes |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revolut | Connected in Loafaly | Core+ | UK, EEA, Australia & Singapore (Revolut Business Merchant, not US/Canada) | $0 (Revolut Business plan fees may apply on Revolut’s side) | Typically 1% + £0.20 UK / €0.20 Eurozone (Visa/Mastercard domestic; local rates vary) | Typically 0.8% on Revolut Terminal / Tap to Pay on iPhone in Loafaly | Yes | Yes | iPhone Tap to Pay in merchant countries, not Android | Revolut Business balance / local payouts | Exclusive primary like Helcim and Clover. Embedded checkout on the public shop, keyed Quick Sale, Revolut Terminal push-pay, and iOS Tap to Pay. Recurring card-on-file is not supported on Revolut in Loafaly v1. |
| Stripe | Connected in Loafaly | Every plan | US, UK, EU, CA, AU, and many more | $0 (Stripe) + Loafaly 2% platform fee on Free-tier card sales | Typically 2.9% + 30¢ (US card-not-present; local rates vary) | Typically 2.7% + 5¢ (Stripe Terminal / Tap to Pay in Loafaly) | Yes | Yes | Yes | Standard Stripe Connect payouts (usually 2 business days in the US) | Best global coverage, wallets, collab splits, and Stripe Tax. Highest typical US online rate of the integrated set. |
| Square | Connected in Loafaly | Every plan | US, CA, UK, AU, JP, and more (Square account country) | $0 | Typically 2.9% + 30¢ (US e-commerce) | Typically 2.6% + 10¢ (readers + Tap to Pay in Loafaly) | Yes | Yes | Yes | Next-day Square deposits (instant payout optional, extra fee) | Strong in-person hardware and Tap to Pay. Gift-card product on Square is optional. |
| PayPal | Connected in Loafaly | Pro | Wherever PayPal Business is available | $0 | Typically 2.99% + 49¢ (US Advanced Checkout; PayPal/Venmo wallets extra eligibility rules) | PayPal Bluetooth card reader in the Loafaly staff app (not Tap to Pay) | Yes | Yes | No | PayPal Business balance / bank withdrawal | PayPal + Venmo wallet buttons online (Venmo: US/USD). Pro advanced rails. Pair a PayPal Bluetooth Card Reader in Connect reader / Quick Sale on a phone or tablet. Tap to Pay is phones only in PayPal’s own app, not iPad/tablet, not in Loafaly. |